SD COMMERCIAL FINANCE

Hard Money Loans From $1 Million

What is Hard Money?

Hard Money Loans are short-term bridge and gap financing for distressed and time critical transactions. Hard money loans are available on entitled and unentitled land, residential and commercial land developments, for rehab projects on income producing commercial property, partner buyouts and on luxury residential properties.

Our lenders can be fund an economically sound project very quickly--- sometimes in fewer than 10 days.

The value of the property is the primary qualification. Hard money loans are available on projects where the investor has significant equity in the collateral regardless of stated income, bad credit or past bankruptcy . Hard money loans can be used to reinstate foreclosures and defaults.

Loan-to-value is between 50-65% of the "quick sale" value of the property and may be higher on income producing properties ready for rehab. These loans are available from $500,000 on residential property and $1 million to $100 million or more on commercial projects. Rates and terms are designed to compensate for the lender's risk but may be as low as 10% with two points.

SD Commercial Finance's Advantages

• Nationwide Hard Money Lender

• $500k - $100 million+

• Flexible Terms up to 3 Years

• Interest-Only Options

• No Pre-payment Penalty

• Loan-to-Value up to 65%

• All Property Including Vacant Land

• Average Closing - 2 Weeks

• Low Rates for Bridge Loans

Hard money loans are more expensive than a bank loan, yet less expensive than an equity partner. Hard money loans typically do not require income documentation and may be available for all types of borrowing entities.

Representative Transactions--A Flexible Tool

• $16 million for the rehab and repositioning of a 5 star hotel
• $7 million for the acquisition of a non-performing first lien on commercial property
• $9 million for the acquisition of entitled land for a domestic resort
• $22 million for construction of horizontal infrastructure for a domestic resort
• $26 million for a partner buy-out and horizontal development of a Caribbean resort
• $3 million for partner buy-out secured by industrial property
• $39 million to acquire an oil & gas royalty portfolio

Please complete our Two Minute Loan Form and we will contact you by phone within 24 hours to discuss your specific loan.

Do not hesitate to give us a phone call for details, we are here to help. Contact us.