Welcome to SD Commercial Finance

SD Commercial Finance is known for aggressively shopping financing requests to find the best commercial loan rates and terms available. We are unmatched in efficiency, effectiveness and integrity. And, we charge much less than a traditional commercial mortgage broker.

We find the best rate and terms available

We work for you, the borrower. We identify all of the national lenders who are looking to do your type of deal and create a market where they compete for your business. We'll demonstrate our value proposition by shopping your loan to our network of highly-capitalized funders including banks, private lenders, trust funds, insurance companies, credit companies, hedge funds and pension funds.

SD Commercial Finance is a commercial mortgage and equity investor

For loan requests over $2,000,000, you can hire SD Commercial Finance to act as your agent to find the best loan for your project. We will find and close all kinds of debt and equity loans for commercial real estate projects located anywhere in the United States. When you hire SD Commercial Finance, one of our financing experts joins your team. They will provide you with financing expertise and will do the specialized work of dealing with lenders to get you the best possible loan and terms available.

Note: If you are a broker, we would love to partner with you on your loans today.

Unlike residential lending which focuses on the borrower's credit, commercial lenders concentrate primarily on the physical real estate – specifically, the income produced by the real estate. Therefore, proper development and prudent analysis of the property's operating statement and rent roll is paramount to understanding the likelihood of funding and preparing a professional loan package that demonstrates the financing issues of the property in order for a lender to provide a loan commitment. The key is the type of underwriting that is used.

Underwriting That Makes A Difference ...

One of the key components that makes us different is the manner in which we underwrite our loans. Unlike our competitors, we underwrite and originate our loans in house using the Commercial Mortgage Securities Association's (CMSA) Investor Reporting Package (IRB) and not the conventional conforming underwriting guidelines. This means that each commercial loan is approved based on the strength and the property's ability to service the debt. Each property basically qualifies for it's own financing rather than the individual having to qualify for the loans. This type of underwriting provides:

• Non and Partial Recourse Financing

• No Personal Qualifying or Loan Guaranteeing

• Higher LTV'S

• The ability to predict the best sales price for your property

• Fast underwriting

• More creative and aggressive financing options

Innovative And Creative Commercial Financing
 For Income Producing Properties Like These!

• Retail Owner Occupied Properties

• Retail Property Non Owner Occupied

• Restaurant Properties Owner Occupied

• Office Properties - New Construction

• Office Properties - Existing Structures

• Health Care Properties

• Hotel Properties

• Industrial Properties

• Mobile Home Parks

• Multi Family Properties

• Self Storage Financing

• Single Tenant Net Lease Properties

Consider These 6 Creative Financing Options And Services!

Option 1: We Provide you with the tools to do it yourself.

We can provide you with solid lenders to discuss your financing options with. These are not just any lenders. They are not brokers or middlemen. These are highly professional investors and unconventional funding sources. We won't just give you these valuable leads, we will qualify them and personally introduce you 2 of them as part of this service. And, if for some reason you are not able to put your deal together, we'll assist you by giving you some other financing options. This option is great for investors, brokers and beginners alike.

By using this option, you can eliminate BIG broker fees like the ones we are paid for brokering commercial loans like yours. This is a very viable solution for Investors and Brokers seeking solid funding sources to work with. We charge a small fee for this service but you save BIG. Most importantly, you get to work directly with the funding sources.

Option 2: We Can Do It ALL For You ....

This option frees you up to run your business and to focus on the things that matter the most to you. Locating the financing will be our job. We will underwrite and originate your loan request. That's what we do best. We can serve as your exclusive agent. Typically, our fee for this service is only 3% of the GROSS Funding amount and a Small Equity Position depending on the complexity of your transaction. What better partner could you have, than one that can secure the financing you need for your current and future projects.

If you are serious about beginning this process, and not just curious, then click the hand below to get the ball rolling. We only need 48 hours to do our research.

Borrowers Apply Here

Brokers Register Here

Option 3: We Can Do It With You ...

We can consult with and assist you in structuring and negotiating the terms and conditions of your loan as needed. We will help you to decide which is the best route to take based on your individual situation and objectives. We can consult with you in two ways:

Option 4: Co-Brokering Opportunities

If you are a Broker and need assistance or an outlet for placing your current projects, then compete the form below to learn more about co-brokering opportunities.

We charge 2% for our services and will split 50/50 with you on all of the projects that we do together. You provide the client and we provide the financing. A true "win-win" situation.

We only ask that you have direct contact with the borrowers/client. NO broker chains. No exceptions! We will work with you only! If you are working with others, you should execute the appropriate documentation with the other parties.

If you are interested in learning more about this program, click the button below:

Brokers Must Register

To Be Protected !

Click Here

Option 5: We Can - Pre Underwrite Your Commercial Deals

Unlike other commercial brokers, we have in house underwriting abilities. This means we can qualify and obtain Funding Commitments and LOI's from lenders in days rather than weeks.

We can underwrite your loans for a Flat Fee and provide you with a professionally underwritten loan package that will be accepted by any lending institution.

What does this mean?

If you are a borrower, it means you can utilize this service and have a pre-underwritten loan package to submit to your lenders in days. You will also be able to see the strength or weakness in your proposal before submitting to any lenders. We provide free updates for 60 days. You don't have to submit your loans through us to use this service either. Once you receive your loan package, you can take it where you want. Of course we would like to have your business, but it not a requirement for this service.

If you are a Broker, you can use this service to provide your clients with a pre-underwritten loan package and charge what you want for the service. If you place your loan through us, there's no charge for the service.

Because of the underwriting guidelines we use, we have the ability to get the ball rolling for your current and future projects. For more information, contact us from our contact page here!

Option 6: Financing And Property Placement Program

Due to relationships with property owners and funding sources, we have the ability to provide a turn key property and financing solution. Simply put, we can provide you with a 90% loan and deliver to you, the property and the financing in one (1) transaction. This is our 2 in 1 program. We provide you with a long term professional tenant, a commercial property leased by the tenant and the financing for the property also. Where else can you find a total turn key solution like this? Contact us directly regarding this program.  See NNN Properties.

Note: With a down payment of $50,000.00, we can leverage you into a $500,000 property with 90% LTV financing. We only provide these terms through this program only! Serious inquiries only. Verification of funds is required. No brokers! Principals only!

For a private, CONFIDENTIAL, consultation feel free to call upon us directly at
(619) 518-7481 9:00 am - 5:30 pm PST.

We look forward to helping you achieve your Real Estate and Financial goals!

5 Minute Overview Call (800)394-6919!